Dr. Brandy Baxter, AFC®, APFC®

Accredited Financial Counselor

Accredited Personal Finance Coach

Professional Coach

Instructor

Greetings from

the Confidence Coach

"Confidence isn’t found; it’s built. Step into your future with clarity as your foundation."

I help people grow the confidence to lead boldly, make wise financial decisions, and prepare for the future with clarity and faith.

As an inspirational speaker and coach, I bring together three powerful perspectives: faith, finance, and foresight to help individuals, families, and organizations move from uncertainty to confident action. Whether I’m speaking to a room full of leaders or coaching someone through an important life decision, my goal is always the same: to help people see new possibilities and step into the future with courage.

Through my financial coaching company, Living Abundantly, I work with families who want more than just a budget; rather, they want a financial plan that supports the life they are trying to build. I help clients create sustainable cashflow strategies, align their money with their values, and build financial confidence as they care for their families, prepare for retirement, and navigate life’s rising costs.

Through Envision30, I partner with visionary leaders who want to think more strategically about the future. Using tools from strategic foresight and leadership coaching, I help leaders and emerging leaders prepare for uncertainty, make thoughtful decisions, and lead their organizations and ministries with clarity and purpose.

I am also the author of The Three Little Divas: Reach Your Money Goals in 3 Steps Before You Huff and Puff and Blow Your Next Paycheck Away, a fun and practical book about three sisters and their money personalities that teaches readers how to achieve their financial goals through the relatable stories of these very different sisters. My passion is making financial education accessible, engaging, and empowering.

My faith is central to everything I do. As a Christian leader, I enjoy helping women identify and develop their spiritual gifts so they can serve with confidence in their churches and communities. I also work with churches to strengthen leadership teams and create environments where women can thrive in ministry and leadership.

I hold a Doctorate in Strategic Leadership with an emphasis in Strategic Foresight, which allows me to help clients think beyond today’s challenges and prepare wisely for what lies ahead. My academic background also includes a B.A. in Communication, an M.S. in Management, and a Graduate Certificate in Executive Coaching. I am an Accredited Financial Counselor®, an Accredited Personal Finance Coach®, and a proud United States Air Force veteran.

In addition to my professional work, I served as the 2025 Board President of the Association of Financial Counseling and Planning Education( AFCPE®), as Vice Chair of my city’s Housing Board, and as the Director of Women’s Ministry at a multi-site church. These roles reflect my commitment to service, leadership, and strengthening the communities around me.

At the heart of everything I do is a simple belief: when people grow in confidence, they make better decisions, lead more effectively, and create stronger futures for themselves and those they serve.

And there is nothing more rewarding than helping people discover just how capable they truly are.

Let the Journey Begin

I believe coaching works best as a partnership. My clients are the experts on their lives, their families, and their values. My role is not to tell you what to do, but to help you think clearly, see your options, and move forward with greater confidence.

Many people delay seeking help because they feel like they “should” already know how to manage their finances or make certain decisions. I understand that feeling, and my coaching approach is built to remove that pressure. Our conversations are practical, judgment-free, and focused on helping you gain clarity—not shame.

When we work together, I often describe myself as your tour guide. You’re still the one taking the trip, but I help point out things you might not see yet—patterns, opportunities, and strategies that can help you move forward. And just like a good tour guide, I don’t get in your family pictures. The decisions always belong to you.

My goal is simple: to help you leave every session with more clarity, more confidence, and a plan that fits the life you’re building.

IN THE MEDIA

“Leaving the military is challenging, as the military model rebuilds the person. Veterans must allow themselves the space to be rebuilt as a veteran.”

"The absence of minorities at the top means the absence of a voice to point to things that should have been addressed a long time ago."

“Speak with a trusted financial planner or counselor who can help you run different scenarios on the financial impact of starting a business.”

Seminary Readiness Course - Financial Readiness

8 Life Events When Couples Should Revisit Their Finances

“The mobile app is going to debit your account no matter what. They don’t care that you didn’t work the hours you thought you were going to work.”

Article about how one can get started if they don't have a bank account

Ready to experience confidence?

Dr. Brandy Baxter

Accredited Financial Counselor Accredited Personal Finance Coach Confidence Coach                    Professional Coach     

© 2026. Brandy Baxter. All Rights Reserved

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